This web site is owned and operated by Platinum Mortgage Group and will be referred to as “We”, “our” and “us” in this Internet Privacy Policy. By using this site, you agree to the Internet Privacy Policy of this web site (“www.platinummortgages.com.au”), which is set out on this web site page. The Internet Privacy Policy relates to the collection and use of personal information you may supply to us through your conduct on the web site.

We reserve the right, at our discretion, to modify or remove portions of this Internet Privacy Policy at any time. This Internet Privacy Policy is in addition to any other terms and conditions applicable to the web site. We do not make any representations about third party web sites that may be linked to the web site.

We recognise the importance of protecting the privacy of information collected about visitors to our web site, in particular information that is capable of identifying an individual (“personal information”). This Internet Privacy Policy governs the manner in which your personal information, obtained through the web site, will be dealt with. This Internet Privacy Policy should be reviewed periodically so that you are updated on any changes.

This page sets out the terms and conditions of the use of this website and should be fully understood and agreed to before proceeding to use or access this website.

We reserve the right to change the terms and conditions of this website from time to time in accordance with the relevant law. You should ensure you review these terms and conditions regularly to keep up to date and ensure you remain in agreement.

By accessing this website you are taken to have agreed to the terms and condition herein stated. Should you breach any of these terms and conditions, we reserve the right to seek any such remedies lawfully available to us. This Website is to be used only for the purpose specified on the website. You are responsible for all your use of and in connection with this website and you must not use this website for any illegal purpose, or in a way that breaches any laws, regulations, codes, standards or relevant authorities.

The use and reliance on this website is at your own risk. This website exists to provide general, non-personalised information and to seek enquiries from interested users. Whilst we take every effort to ensure the information provided on this website is true, up to date and accords with relevant law, we make no warranty, assurance or representations as to the accuracy, legality or completeness of its contents and recommend that each user undertake their own research and seek professional advice before relying on any information provided on this Website.

Where this website contains any information or material of or provided by third parties, such as recommendations, feedback, links to other pages etc., we do not take any responsibility in relation to such information or material, its content or accuracy. We recommend each user ascertain the source of such information or material and undertake their own research as to the trust-worthiness and accuracy of it.

We may from time to time utilise third parties to assist us with our work and in providing you further advice or information. We are not responsible for and do not warrant or guarantee the accuracy or quality of the information we obtain from third parties which may be passed on to you.

We exclude, to the extent permitted by law, all liability for any loss, damage or suffering caused as a result of the use of this Website or any part of this website or any reliance on the information or material (including that of third parties) provided or populated on this Website or linked to this website.

Personal information that visitors submit to our site is used only for the purpose for which it is submitted or for such other secondary purposes that are related to the primary purpose, unless we disclose other uses in this Internet Privacy Policy or at the time of collection. Copies of correspondence sent from the web site, that may contain personal information, are stored as archives for record-keeping and back-up purposes only.

We will endeavour to take all reasonable steps to keep secure any information which we hold about you, and to keep this information accurate and up to date. If, at any time, you discover that information held about you is incorrect, you may contact us to have the information corrected.

In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us. We strive to ensure the security, integrity and privacy of personal information submitted to our sites, and we review and update our security measures in light of current technologies. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure.

However, we will endeavour to take all reasonable steps to protect the personal information you may transmit to us or from our online products and services. Once we do receive your transmission, we will also make our best efforts to ensure its security on our systems.

In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us. However, we will not be held responsible for events arising from unauthorised access to your personal information. For more information about privacy issues in Australia and protecting your privacy, visit the Australian Federal Privacy Commissioner’s web site. http://www.privacy.gov.au/